You have probably heard getting a pre-approval from a LOCAL lender is the first great step in the homebuying process, but why is it so important?

Before you begin looking at homes, it is imperative to understand your price range, what you are comfortable with spending on a monthly mortgage payment, and ultimately how much you can borrow for your loan. Speaking with a lender and getting pre-approved for a home loan is an excellent place to start.

Once you have been pre-approved, you are now ready to schedule times to view your favorite homes and when you find a home you love, you are prepared to make an offer that same day.

Many sellers require a pre-approval letter from a local lender when we send in your offer to purchase a home. This letter shows sellers you truly are a qualified AND a serious buyer. In today’s competitive market, with limited inventory, that’s important.

Bottom Line

A pre-approval letter from a trusted local lender is a game-changing piece of the homebuying process. If you are ready to buy this year, it is never too early to start working with a lender. If you need a referral for a trusted lender, we would be more than happy to help.


Remember, your financial situation is private and between you and your lender. As real estate professionals it is our job to ensure you obtain your pre-approval from a trusted lender and get you ready to purchase. The only information your lender will share with us is what you are pre-approved for as well as the pre-approval letter. We work with your lender to help you, make sure all deadlines are met and that your closing day goes off without a hitch.

GET IN TOUCH with Lew & Tina: 

  • 321-341-6541

Veltri Group of Brevard: Lew & Tina Veltri

Veltri Group of Brevard: Lew & Tina Veltri

Lew & Tina are brother and sister real estate partners who moved to Brevard County, Florida in 1977. They work with their buyers and sellers as a team to ensure your best customer experience possible. When you work with Lew and Tina you get two agents working for you.